How to buy real estate in Costa Rica as a foreigner: A straightforward guide for 2026

Straight forward guide for buying real estate in Costa Rica

It was the scent of blooming ylang-ylang and the chorus of howler monkeys that first captivated Mark and Sarah. They came to Costa Rica on vacation and, like so many before them, never really left. The stunning biodiversity and slower pace of life had them hooked, but the prospect of navigating foreign property law was intimidating. Thanks to local experts like Arcadia, their dream home overlooking the Pacific coast became a reality. Their journey proves that with the right guide, buying property in paradise is not only possible but also a straightforward and rewarding adventure.

Step-by-step guide:

Step 1: Get the lay of the land (and the law)

• Foreign ownership: The good news is that foreigners enjoy the same property rights as Costa Rican citizens. You don't need residency to own titled land.

• Titled vs. Maritime Zone: The vast majority of properties are titled and grant you full ownership, known as "fee simple." However, you must be aware of the Maritime Zone (200 meters from the high-tide line). This is government-owned concession land, with complex leasehold rules that are difficult for foreigners to navigate. In the Osa, given its immense coastline and protected areas, understanding this is critical.

Step 2: Assemble your local team

• Reputable real estate agent: Work with an agent who not only knows the region but has deep roots and a strong network here. They'll be your eyes and ears on the ground, helping you find titled properties and navigate the local market.

• Real estate attorney: This is your most important ally. A local attorney will conduct due diligence, run a title search at the National Registry to check for any liens or issues, and oversee the transaction from start to finish.

• Escrow service: Using an independent escrow service is the safest way to handle your funds.

Step 3: The Offer and Due Diligence

• Making an offer: Work with your agent to make a written offer, outlining all conditions and a reasonable timeline.

• Due diligence: Your attorney will now get to work. This can take anywhere from a few weeks to a couple of months and is the most crucial part of the process. For land purchases, your attorney will also verify legal access and ensure the zoning is appropriate for your plans.

Step 4: The Closing

• Signatures: Once due diligence is complete, you will sign the official deed in front of a Costa Rican notary public (usually your real estate attorney).

• Transfer of funds: The escrow service will release the funds to the seller.

• Final registration: The notary will register the property with the National Registry, legally completing the transfer.

Specific tips:

• Environmental conservation: Costa Rica is a hub for eco-conscious living. Be prepared for environmental regulations that prioritize conservation, especially near Corcovado National Park.

• Accessibility: Infrastructure is a work in progress. Consider how property access might be affected by the rainy season and how that impacts your lifestyle or rental plans.

Ready to start your adventure?

Buying property in Costa Rica can be an amazing experience. While the process has its unique aspects, a clear plan and the right local expertise will make all the difference. Contact Arcadia today +506-8783-3230 or arcadiacostaricarealestate@gmail.com to start your journey in beautiful Costa Rica.