Top 10 Buyer Mistakes to Avoid in Costa Rica

Buying property in Costa Rica is a dream for many, but it’s also a process that comes with unique challenges—especially for expats unfamiliar with how things work locally. Over the years, I’ve seen buyers run into the same pitfalls again and again. Here’s a breakdown of the top 10 mistakes buyers make—and how you can avoid them.

1. Skipping Legal Due Diligence

It’s tempting to move fast when you find your dream property, but skipping proper legal checks is one of the biggest risks. Always work with a reputable attorney who can verify land titles, zoning, environmental regulations, and any potential encumbrances.

2. Not Understanding the Water Situation

Water availability is crucial, and it’s not always guaranteed. Buyers sometimes assume every property has legal water rights or access, but that’s not always the case. Make sure water availability is confirmed in writing before moving forward—whether it’s municipal, well, or concession water.

3. Overlooking Access Issues

That stunning jungle lot might look perfect—until the rainy season hits and you realize your “road” turns into a riverbed. Confirm year-round access and understand who is responsible for road maintenance. If it’s a shared road, check that everyone is on the same page about upkeep.

4. Underestimating Building Costs and Timelines

Many buyers plan to build, only to be hit with higher-than-expected costs and long delays. Factor in extra budget for surprises, and work with experienced builders who understand local permitting and weather conditions.

5. Choosing the Wrong Location

It’s easy to fall in love with a property and forget to research the surrounding area. Does it fit your lifestyle? Is it close to essential services, schools, and medical care? Spend plenty of time in the area first—ideally during different seasons—before making a decision.

6. Failing to Check for Registered Easements

Properties can have hidden easements—like rights of way, water lines, or utility corridors—that impact privacy or how you can use the land. Have your attorney check the registro carefully to avoid surprises.

7. Not Factoring in Ongoing Maintenance

Costa Rica’s climate is beautiful but tough on buildings. High humidity, rain, and wildlife mean that homes need regular upkeep—sometimes more than buyers expect. Be realistic about maintenance costs, whether it’s for the garden, pool, or the home itself.

8. Not Having Solid Contracts with Workers and Contractors

One of the biggest mistakes buyers make—especially when building or renovating—is working informally. In Costa Rica, it’s essential to have clear, legal contracts in place with everyone involved in your project, from the general contractor to subcontractors and workers. Without formal agreements, you risk delays, unexpected costs, or worse.

Stories of contractors taking large deposits and disappearing, or delivering unfinished homes, are sadly common. Buyers are sometimes shocked to find that their “turnkey” home doesn’t include interior finishing, electrical wiring, or even plumbing. Always spell out exactly what’s included in writing, with clear payment terms, deliverables, and penalties for non-compliance. A good lawyer should review all contracts before any money changes hands.

9. Falling for Unrealistic Promises

If it sounds too good to be true, it probably is. Be cautious of “can’t miss” deals or agents pushing urgency. Take your time to verify everything, and don’t be swayed by pressure tactics.

10. Forgetting to Plan for the Long Term

Think ahead. Are you buying as an investment, vacation home, or full-time residence? Will your needs change over the next 5–10 years? Make sure the property aligns with both your short- and long-term goals so you’re not caught off guard later.

Final Thought

Buying property in Costa Rica can be an incredible adventure—if you do it right. The best way to protect your investment (and your peace of mind) is to stay informed, work with trustworthy professionals, and take your time making decisions.

Have you heard of—or experienced—any unexpected challenges when buying here? I’d love to hear your story.

Arcadia Team www.arcadiacostaricarealestate.com